Baden, MD
How exposed is Baden to wildfire?
USFS scores Baden at the 48th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,026 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Baden at the 47th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Baden's buildings actually sit
97.3% of Baden's 2,026 buildings sit in USFS's Direct exposure zone, roughly 1,971 structures close enough to burnable vegetation for flame contact, not just embers — 2.7% fall in the Indirect, ember-only zone and 0% are Minimal.
Baden against the rest of the country
Compare Baden's two percentiles: 68th within Maryland, only 48th nationally — a gap of 20 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Baden ranks 16,292 for wildfire risk (1 is highest) and 7,392 by building count (1 is largest). Within Maryland alone, it ranks 170 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
Shopping for coverage in Baden
Baden's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Baden
Because Direct exposure dominates in Baden (97.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Baden's 16,292-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Baden, see the exposure-zones guide.