Bacliff, TX
How exposed is Bacliff to wildfire?
Bacliff's 4,106 buildings earn a 81st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Bacliff's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Bacliff's building exposure, zone by zone
Bacliff rates 88.6% Minimal exposure against just 11.4% Direct and 0% Indirect — of 4,106 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Bacliff ranks
Bacliff's 81st national percentile looks worse in isolation than its 63rd ranking inside Texas does — this place is on the milder end for its own state, by 18 points. Among the 31,521 US communities USFS scores, Bacliff ranks 6,124 for wildfire risk (1 is highest) and 4,138 by building count (1 is largest). Within Texas alone, it ranks 668 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Bacliff's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Bacliff
Even with 88.6% of Bacliff outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Bacliff's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Bacliff, see the exposure-zones guide.