Azle, TX
Azle wildfire risk explained
Out of every US place USFS scores, Azle lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 5,319 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Azle's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 46.2% of Azle's buildings as Direct exposure, higher than its 35.7% Indirect share and far above its 18.1% Minimal share — a profile where 2,457 structures sit close enough to vegetation that lot clearing matters most. At 5,319 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Azle against the rest of the country
Azle's risk sits at a similar level relative to Texas (69th percentile statewide) as it does nationally (83rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Azle ranks 5,400 for wildfire risk (1 is highest) and 3,248 by building count (1 is largest). Within Texas alone, it ranks 560 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Azle
Azle's 83rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Azle's 46.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Azle's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Azle, see the exposure-zones guide.