Ayrshire, IA
Ayrshire wildfire risk explained
Out of every US place USFS scores, Ayrshire lands at the 17th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 153 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ayrshire at the 14th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 86.3% of Ayrshire's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 13.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Ayrshire against the rest of the country
Ayrshire scores 17th nationally and 28th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ayrshire ranks 26,089 for wildfire risk (1 is highest) and 26,744 by building count (1 is largest). Within Iowa alone, it ranks 735 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Ayrshire
Ayrshire's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Ayrshire
With 86.3% of buildings rated Minimal exposure, Ayrshire gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Ayrshire's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Ayrshire, see the exposure-zones guide.