Avon Lake, OH
How exposed is Avon Lake to wildfire?
Avon Lake's 10,318 buildings earn a 26th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Avon Lake's burn probability — fire likelihood with no building count factored in — sits at the 26th percentile nationally.
What "at risk" means for the buildings here
73.1% of Avon Lake's 10,318 buildings sit in USFS's Minimal exposure zone, with only 26.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 10,318 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Avon Lake against the rest of the country
Within Ohio, Avon Lake ranks higher (58th percentile) than it does nationally (26th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Avon Lake ranks 23,491 for wildfire risk (1 is highest) and 1,547 by building count (1 is largest). Within Ohio alone, it ranks 528 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Avon Lake
Avon Lake's moderate rating (26th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 73.1% of Avon Lake outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Avon Lake's figures come from
Avon Lake's 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Avon Lake's dominant minimal exposure actually means, with real examples from across the dataset.