Avon, IN
Avon wildfire risk explained
Avon's 7,262 buildings earn a 11th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Avon at the 12th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 80% of Avon's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 7,262 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Avon ranks
Within Indiana, Avon ranks higher (60th percentile) than it does nationally (11th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Avon ranks 27,979 for wildfire risk (1 is highest) and 2,357 by building count (1 is largest). Within Indiana alone, it ranks 392 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Avon and the insurance market
At the 11th national percentile, Avon rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 80% of Avon outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 7,262 counted buildings into the percentiles shown above for Avon. For more on what minimal exposure implies beyond Avon, see the exposure-zones guide.