Avoca, NY
Avoca wildfire risk explained
USFS's Wildfire Risk to Communities model puts Avoca at the 18th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 553 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Avoca at the 18th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Avoca's buildings actually sit
USFS puts 68.5% of Avoca's 553 buildings in the Indirect exposure zone, versus 31.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Avoca against the rest of the country
Avoca's 42nd-percentile standing inside New York outpaces its 18th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Avoca ranks 25,723 for wildfire risk (1 is highest) and 16,527 by building count (1 is largest). Within New York alone, it ranks 744 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Avoca and the insurance market
Avoca's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Avoca
Because 68.5% of Avoca's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Avoca's figures come from
Every one of the two percentiles behind Avoca's 25,723-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Avoca's dominant indirect exposure actually means, with real examples from across the dataset.