Avery, TX
Avery wildfire risk explained
Avery sits at the 85th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 414 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Avery at the 88th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Avery's buildings actually sit
Of Avery's 414 counted buildings, 55.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Avery against the rest of the country
Avery scores 85th nationally and 73rd within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Avery ranks 4,830 for wildfire risk (1 is highest) and 18,953 by building count (1 is largest). Within Texas alone, it ranks 488 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Avery
Avery's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 55.6% of Avery in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 414 counted buildings into the percentiles shown above for Avery. For more on what direct exposure implies beyond Avery, see the exposure-zones guide.