Avera, GA
How exposed is Avera to wildfire?
USFS's Wildfire Risk to Communities model puts Avera at the 66th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 206 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Avera at the 66th percentile, close to its 66th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Avera: 83% of its 206 buildings, versus 17% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Avera compares
Avera ranks lower within Georgia (46th percentile statewide) than its 66th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Avera ranks 10,800 for wildfire risk (1 is highest) and 24,633 by building count (1 is largest). Within Georgia alone, it ranks 358 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Avera's high rating (66th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Avera
Because Direct exposure dominates in Avera (83%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Avera's 10,800-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Avera, see the exposure-zones guide.