Avard, OK
Avard, OK's wildfire risk, in USFS's own numbers
USFS scores Avard at the 96th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 49 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Avard's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
Where Avard's buildings actually sit
USFS classifies 83.7% of Avard's buildings as Direct exposure, higher than its 16.3% Indirect share and far above its 0% Minimal share — a profile where 41 structures sit close enough to vegetation that lot clearing matters most.
Where Avard ranks
There's little gap between Avard's 96th national percentile and its 83rd percentile inside Oklahoma, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Avard ranks 1,420 for wildfire risk (1 is highest) and 30,964 by building count (1 is largest). Within Oklahoma alone, it ranks 144 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Avard and the insurance market
Avard's 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 83.7% of Avard in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Avard's figures come from
Every one of the two percentiles behind Avard's 1,420-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Avard's dominant direct exposure actually means, with real examples from across the dataset.