Avalon, FL
Avalon, FL's wildfire risk, in USFS's own numbers
USFS scores Avalon at the 92nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 426 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Avalon at the 91st percentile, close to its 92nd-percentile risk score.
Where Avalon's buildings actually sit
Direct exposure dominates in Avalon: 82.4% of its 426 buildings, versus 13.6% Indirect and 4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Avalon against the rest of the country
Avalon's risk sits at a similar level relative to Florida (85th percentile statewide) as it does nationally (92nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Avalon ranks 2,606 for wildfire risk (1 is highest) and 18,726 by building count (1 is largest). Within Florida alone, it ranks 143 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Avalon's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Avalon
With 82.4% of Avalon in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Avalon's figures come from
Avalon's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Avalon's dominant direct exposure actually means, with real examples from across the dataset.