Austwell, TX
Austwell wildfire risk explained
Austwell's 233 buildings earn a 21st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Austwell's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Where Austwell's buildings actually sit
Most of Austwell's buildings (79.8% of 233) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Austwell compares
Inside Texas, Austwell sits at just the 1st percentile even though it scores 21st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Austwell ranks 24,910 for wildfire risk (1 is highest) and 23,716 by building count (1 is largest). Within Texas alone, it ranks 1,773 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Austwell's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Austwell's 79.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 233 counted buildings into the percentiles shown above for Austwell. For more on what minimal exposure implies beyond Austwell, see the exposure-zones guide.