Austin, IN
How exposed is Austin to wildfire?
Austin's 2,229 buildings earn a 19th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Austin's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
What "at risk" means for the buildings here
2,229 buildings are counted in Austin, and 48.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 45.9% rated Minimal.
Where Austin ranks
Austin's 76th-percentile standing inside Indiana outpaces its 19th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Austin ranks 25,679 for wildfire risk (1 is highest) and 6,863 by building count (1 is largest). Within Indiana alone, it ranks 233 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Austin and the insurance market
Austin's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Austin
Austin's 48.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Austin's figures come from
Austin's 19th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Austin's dominant direct exposure actually means, with real examples from across the dataset.