Audubon, MN
Audubon wildfire risk explained
Audubon's 306 buildings earn a 66th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Audubon at the 62nd national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Audubon's buildings (81.1% of 306) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Audubon compares
Within Minnesota, Audubon ranks higher (91st percentile) than it does nationally (66th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Audubon ranks 10,811 for wildfire risk (1 is highest) and 21,473 by building count (1 is largest). Within Minnesota alone, it ranks 87 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Audubon and the insurance market
At the 66th percentile nationally, Audubon carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Audubon's 81.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Audubon's 10,811-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Audubon, see the exposure-zones guide.