Auburn, MI
Auburn wildfire risk explained
USFS's Wildfire Risk to Communities model puts Auburn at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 959 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Auburn at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Auburn's buildings (94.8% of 959) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Auburn ranks
Auburn scores 2nd nationally and 4th within Michigan — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Auburn ranks 30,800 for wildfire risk (1 is highest) and 12,228 by building count (1 is largest). Within Michigan alone, it ranks 718 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Auburn and the insurance market
At the 2nd national percentile, Auburn rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 94.8% of buildings rated Minimal exposure, Auburn gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 959 counted buildings into the percentiles shown above for Auburn. For more on what minimal exposure implies beyond Auburn, see the exposure-zones guide.