Auburn, KY
Auburn, KY's wildfire risk, in USFS's own numbers
Auburn's 897 buildings earn a 22nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Auburn at the 23rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Auburn's buildings actually sit
Of Auburn's 897 counted buildings, 61.9% carry Direct exposure and only 1.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Auburn against the rest of the country
Compare Auburn's two percentiles: 39th within Kentucky, only 22nd nationally — a gap of 17 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Auburn ranks 24,612 for wildfire risk (1 is highest) and 12,747 by building count (1 is largest). Within Kentucky alone, it ranks 337 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Auburn and the insurance market
Auburn's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Auburn (61.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Auburn's 24,612-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Auburn, see the exposure-zones guide.