Auburn, IN
How exposed is Auburn to wildfire?
USFS scores Auburn at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 6,384 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Auburn's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Where Auburn's buildings actually sit
USFS classifies 88.4% of Auburn's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 8% Direct and 3.6% Indirect — a landscape-level risk rather than a building-by-building one. At 6,384 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Auburn compares
Within Indiana, Auburn ranks higher (36th percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Auburn ranks 29,941 for wildfire risk (1 is highest) and 2,713 by building count (1 is largest). Within Indiana alone, it ranks 619 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 5th national percentile, Auburn rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Auburn
Even with 88.4% of Auburn outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 6,384 counted buildings into the percentiles shown above for Auburn. For more on what minimal exposure implies beyond Auburn, see the exposure-zones guide.