Atwood, TN
How exposed is Atwood to wildfire?
USFS scores Atwood at the 33rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 684 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Atwood at the 34th percentile, close to its 33rd-percentile risk score.
Where Atwood's buildings actually sit
Direct exposure dominates in Atwood: 74.1% of its 684 buildings, versus 25.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Atwood against the rest of the country
Atwood scores 33rd nationally and 23rd within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Atwood ranks 21,032 for wildfire risk (1 is highest) and 14,828 by building count (1 is largest). Within Tennessee alone, it ranks 387 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Atwood and the insurance market
Atwood's moderate wildfire rating (33rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Atwood
Atwood's 74.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 684 counted buildings into the percentiles shown above for Atwood. For more on what direct exposure implies beyond Atwood, see the exposure-zones guide.