Atwood, CO
Atwood wildfire risk explained
USFS scores Atwood at the 26th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 135 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Atwood at the 25th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Atwood's building exposure, zone by zone
Atwood rates 71.1% Minimal exposure against just 28.9% Direct and 0% Indirect — of 135 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Atwood ranks
Inside Colorado, Atwood sits at just the 3rd percentile even though it scores 26th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Atwood ranks 23,217 for wildfire risk (1 is highest) and 27,481 by building count (1 is largest). Within Colorado alone, it ranks 459 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Atwood
Atwood's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 71.1% of buildings rated Minimal exposure, Atwood gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Atwood's figures come from
The methodology guide shows exactly how USFS turned 135 counted buildings into the percentiles shown above for Atwood. The exposure-zones guide covers what Atwood's dominant minimal exposure actually means, with real examples from across the dataset.