Atwater, OH
Atwater, OH's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Atwater at the 31st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 498 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Atwater's burn probability — fire likelihood with no building count factored in — sits at the 32nd percentile nationally.
Atwater's building exposure, zone by zone
498 buildings are counted in Atwater, and 76.7% of them are Indirect exposure — ember-driven risk rather than the 23.3% in Direct exposure or the 0% rated Minimal.
Where Atwater ranks
Atwater's 67th-percentile standing inside Ohio outpaces its 31st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Atwater ranks 21,751 for wildfire risk (1 is highest) and 17,394 by building count (1 is largest). Within Ohio alone, it ranks 412 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 31st national percentile, Atwater rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Atwater
With ember exposure the dominant pattern in Atwater (76.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Atwater's 31st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Atwater, see the exposure-zones guide.