Atwater, MN
Atwater, MN's wildfire risk, in USFS's own numbers
Atwater sits at the 21st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 688 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Atwater's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
What "at risk" means for the buildings here
Most of Atwater's buildings (90.6% of 688) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Atwater ranks
Atwater scores 21st nationally and 24th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Atwater ranks 24,967 for wildfire risk (1 is highest) and 14,779 by building count (1 is largest). Within Minnesota alone, it ranks 689 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Atwater
At the 21st national percentile, Atwater rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Atwater's 90.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Atwater's 24,967-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Atwater, see the exposure-zones guide.