Atlantic, IA
Atlantic, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Atlantic at the 50th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 3,689 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Atlantic's burn probability — fire likelihood with no building count factored in — sits at the 50th percentile nationally.
Atlantic's building exposure, zone by zone
Most of Atlantic's buildings (87.3% of 3,689) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Atlantic compares
Within Iowa, Atlantic ranks higher (69th percentile) than it does nationally (50th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Atlantic ranks 15,814 for wildfire risk (1 is highest) and 4,543 by building count (1 is largest). Within Iowa alone, it ranks 321 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Atlantic
At the 50th national percentile, Atlantic rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 87.3% of buildings rated Minimal exposure, Atlantic gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Atlantic's 15,814-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Atlantic, see the exposure-zones guide.