Atlantic City, NJ
Atlantic City, NJ's wildfire risk, in USFS's own numbers
Atlantic City sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 6,459 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Atlantic City's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
What "at risk" means for the buildings here
USFS puts 58.6% of Atlantic City's 6,459 buildings in the Indirect exposure zone, versus 0.3% Direct and 41.1% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 6,459 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Atlantic City ranks
There's little gap between Atlantic City's 86th national percentile and its 92nd percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Atlantic City ranks 4,445 for wildfire risk (1 is highest) and 2,689 by building count (1 is largest). Within New Jersey alone, it ranks 59 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Atlantic City and the insurance market
Atlantic City's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 58.6% of Atlantic City's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Atlantic City's figures come from
Atlantic City's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Atlantic City's dominant indirect exposure actually means, with real examples from across the dataset.