Atlantic Beach, NY
How exposed is Atlantic Beach to wildfire?
USFS scores Atlantic Beach at the 60th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,058 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Atlantic Beach at the 53rd percentile, close to its 60th-percentile risk score.
Atlantic Beach's building exposure, zone by zone
Atlantic Beach rates 100% Minimal exposure against just 0% Direct and 0% Indirect — of 1,058 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Atlantic Beach ranks
Compare Atlantic Beach's two percentiles: 99th within New York, only 60th nationally — a gap of 39 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Atlantic Beach ranks 12,645 for wildfire risk (1 is highest) and 11,540 by building count (1 is largest). Within New York alone, it ranks 20 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Atlantic Beach and the insurance market
Atlantic Beach's elevated rating (60th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Atlantic Beach
With 100% of buildings rated Minimal exposure, Atlantic Beach gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,058 counted buildings into the percentiles shown above for Atlantic Beach. For more on what minimal exposure implies beyond Atlantic Beach, see the exposure-zones guide.