Atlanta, TX
Atlanta wildfire risk explained
Atlanta's 3,075 buildings earn a 73rd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Atlanta at the 74th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Atlanta's building exposure, zone by zone
Most of Atlanta's buildings (63.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Atlanta ranks
Atlanta's 73rd national percentile looks worse in isolation than its 38th ranking inside Texas does — this place is on the milder end for its own state, by 35 points. Among the 31,521 US communities USFS scores, Atlanta ranks 8,673 for wildfire risk (1 is highest) and 5,316 by building count (1 is largest). Within Texas alone, it ranks 1,114 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Atlanta's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With ember exposure the dominant pattern in Atlanta (63.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,075 counted buildings into the percentiles shown above for Atlanta. For more on what indirect exposure implies beyond Atlanta, see the exposure-zones guide.