Athena, OR
Athena, OR's wildfire risk, in USFS's own numbers
USFS scores Athena at the 56th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 655 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Athena's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
Athena's building exposure, zone by zone
Athena rates 90.2% Minimal exposure against just 9.8% Direct and 0% Indirect — of 655 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Athena compares
There's little gap between Athena's 56th national percentile and its 48th percentile inside Oregon, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Athena ranks 13,720 for wildfire risk (1 is highest) and 15,137 by building count (1 is largest). Within Oregon alone, it ranks 219 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
What this risk score means for insurance
Athena sits in Oregon, one of two states that legally require a wildfire-risk disclosure at sale. Sellers here disclose wildfire-hazard status before closing, the same number this page reports at the 56th national percentile. More on the disclosure law.
Lowering exposure, not just insuring around it
Athena's 90.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 655 counted buildings into the percentiles shown above for Athena. For more on what minimal exposure implies beyond Athena, see the exposure-zones guide.