Astor, FL
How exposed is Astor to wildfire?
USFS scores Astor at the 91st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,576 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Astor at the 92nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Astor's building exposure, zone by zone
53.5% of Astor's 1,576 buildings sit in USFS's Direct exposure zone, roughly 843 structures close enough to burnable vegetation for flame contact, not just embers — 45.9% fall in the Indirect, ember-only zone and 0.6% are Minimal.
Astor against the rest of the country
Astor's risk sits at a similar level relative to Florida (83rd percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Astor ranks 2,862 for wildfire risk (1 is highest) and 8,852 by building count (1 is largest). Within Florida alone, it ranks 160 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Astor's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Astor
Astor's 53.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Astor's figures come from
Astor's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Astor's dominant direct exposure actually means, with real examples from across the dataset.