Aspinwall, PA
How exposed is Aspinwall to wildfire?
Aspinwall sits at the 24th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,087 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Aspinwall's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
Aspinwall's building exposure, zone by zone
95.2% of Aspinwall's 1,087 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 4.8% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Aspinwall ranks
Aspinwall's risk sits at a similar level relative to Pennsylvania (28th percentile statewide) as it does nationally (24th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Aspinwall ranks 23,872 for wildfire risk (1 is highest) and 11,359 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,428 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Aspinwall's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Aspinwall
Aspinwall's 95.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,087 counted buildings into the percentiles shown above for Aspinwall. For more on what indirect exposure implies beyond Aspinwall, see the exposure-zones guide.