Aspen Hill, MD
How exposed is Aspen Hill to wildfire?
Aspen Hill's 10,279 buildings earn a 15th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Aspen Hill at the 14th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 43.1% of Aspen Hill's 10,279 buildings carry Direct exposure and 13.7% carry Indirect; the remaining 43.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 10,279 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Aspen Hill against the rest of the country
There's little gap between Aspen Hill's 15th national percentile and its 14th percentile inside Maryland, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Aspen Hill ranks 26,850 for wildfire risk (1 is highest) and 1,558 by building count (1 is largest). Within Maryland alone, it ranks 452 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
At the 15th national percentile, Aspen Hill rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 43.2% of buildings rated Minimal exposure, Aspen Hill gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Aspen Hill's figures come from
Every one of the two percentiles behind Aspen Hill's 26,850-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Aspen Hill's dominant minimal exposure actually means, with real examples from across the dataset.