Ashtabula, OH
How exposed is Ashtabula to wildfire?
USFS's Wildfire Risk to Communities model puts Ashtabula at the 28th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 9,119 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ashtabula's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Ashtabula's building exposure, zone by zone
USFS classifies 84.3% of Ashtabula's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 6.9% Direct and 8.8% Indirect — a landscape-level risk rather than a building-by-building one. At 9,119 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Ashtabula compares
Ashtabula's 63rd-percentile standing inside Ohio outpaces its 28th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Ashtabula ranks 22,575 for wildfire risk (1 is highest) and 1,813 by building count (1 is largest). Within Ohio alone, it ranks 474 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 28th national percentile, Ashtabula rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 84.3% of Ashtabula outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Ashtabula's figures come from
The methodology guide shows exactly how USFS turned 9,119 counted buildings into the percentiles shown above for Ashtabula. The exposure-zones guide covers what Ashtabula's dominant minimal exposure actually means, with real examples from across the dataset.