Ashley, OH
Ashley wildfire risk explained
Out of every US place USFS scores, Ashley lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 750 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ashley at the 3rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Ashley's building exposure, zone by zone
Most of Ashley's buildings (83.3% of 750) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Ashley compares
There's little gap between Ashley's 3rd national percentile and its 16th percentile inside Ohio, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Ashley ranks 30,745 for wildfire risk (1 is highest) and 14,125 by building count (1 is largest). Within Ohio alone, it ranks 1,066 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Ashley and the insurance market
Ashley's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Ashley
With 83.3% of buildings rated Minimal exposure, Ashley gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Ashley's figures come from
The methodology guide shows exactly how USFS turned 750 counted buildings into the percentiles shown above for Ashley. The exposure-zones guide covers what Ashley's dominant minimal exposure actually means, with real examples from across the dataset.