Ashley, IN
How exposed is Ashley to wildfire?
USFS scores Ashley at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 625 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ashley's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
What "at risk" means for the buildings here
Ashley rates 92% Minimal exposure against just 8% Direct and 0% Indirect — of 625 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Ashley compares
Within Indiana, Ashley ranks higher (18th percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Ashley ranks 30,726 for wildfire risk (1 is highest) and 15,502 by building count (1 is largest). Within Indiana alone, it ranks 789 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Ashley's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Ashley's 92% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Ashley's 30,726-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Ashley, see the exposure-zones guide.