Ashland, MO
Ashland wildfire risk explained
USFS's Wildfire Risk to Communities model puts Ashland at the 60th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,941 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ashland's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
Where Ashland's buildings actually sit
Indirect exposure is dominant in Ashland (77% of 1,941 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 22.4% sit in the Direct zone.
Ashland against the rest of the country
Ashland scores 60th nationally and 55th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Ashland ranks 12,699 for wildfire risk (1 is highest) and 7,643 by building count (1 is largest). Within Missouri alone, it ranks 482 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 60th national percentile, Ashland rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Ashland
Because 77% of Ashland's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Ashland's figures come from
Ashland's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Ashland's dominant indirect exposure actually means, with real examples from across the dataset.