Ashland, KY
Ashland wildfire risk explained
USFS's Wildfire Risk to Communities model puts Ashland at the 52nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 9,953 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ashland's burn probability — fire likelihood with no building count factored in — sits at the 54th percentile nationally.
Where Ashland's buildings actually sit
9,953 buildings are counted in Ashland, and 47.2% of them are Indirect exposure — ember-driven risk rather than the 10.3% in Direct exposure or the 42.5% rated Minimal. At 9,953 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Ashland compares
Ashland's 78th-percentile standing inside Kentucky outpaces its 52nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Ashland ranks 15,125 for wildfire risk (1 is highest) and 1,626 by building count (1 is largest). Within Kentucky alone, it ranks 119 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Ashland
At the 52nd national percentile, Ashland rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 47.2% of Ashland's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 9,953 counted buildings into the percentiles shown above for Ashland. For more on what indirect exposure implies beyond Ashland, see the exposure-zones guide.