Ashland City, TN
How exposed is Ashland City to wildfire?
Out of every US place USFS scores, Ashland City lands at the 40th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,992 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Ashland City at the 42nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Ashland City's buildings actually sit
USFS classifies 62.2% of Ashland City's buildings as Direct exposure, higher than its 37.8% Indirect share and far above its 0.1% Minimal share — a profile where 1,238 structures sit close enough to vegetation that lot clearing matters most.
How Ashland City compares
There's little gap between Ashland City's 40th national percentile and its 29th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Ashland City ranks 19,085 for wildfire risk (1 is highest) and 7,506 by building count (1 is largest). Within Tennessee alone, it ranks 358 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Ashland City and the insurance market
Ashland City's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Ashland City
With 62.2% of Ashland City in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,992 counted buildings into the percentiles shown above for Ashland City. For more on what direct exposure implies beyond Ashland City, see the exposure-zones guide.