Ashaway, RI
Ashaway wildfire risk explained
Out of every US place USFS scores, Ashaway lands at the 18th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 821 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ashaway's burn probability — fire likelihood with no building count factored in — sits at the 16th percentile nationally.
Where Ashaway's buildings actually sit
Direct exposure dominates in Ashaway: 54.9% of its 821 buildings, versus 45.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Ashaway ranks
Compare Ashaway's two percentiles: 54th within Rhode Island, only 18th nationally — a gap of 37 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Ashaway ranks 25,981 for wildfire risk (1 is highest) and 13,441 by building count (1 is largest). Within Rhode Island alone, it ranks 17 of 36 places by risk. See the full county-by-county picture for Rhode Island on its state page.
What this risk score means for insurance
Ashaway's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Ashaway
Because Direct exposure dominates in Ashaway (54.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 821 counted buildings into the percentiles shown above for Ashaway. For more on what direct exposure implies beyond Ashaway, see the exposure-zones guide.