Ash Fork, AZ
Ash Fork, AZ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Ash Fork lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 349 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ash Fork's burn probability — fire likelihood with no building count factored in — sits at the 81st percentile nationally.
Where Ash Fork's buildings actually sit
77.4% of Ash Fork's 349 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 22.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Ash Fork against the rest of the country
Inside Arizona, Ash Fork sits at just the 50th percentile even though it scores 83rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ash Fork ranks 5,282 for wildfire risk (1 is highest) and 20,327 by building count (1 is largest). Within Arizona alone, it ranks 220 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
Ash Fork and the insurance market
At the 83rd percentile nationally, Ash Fork carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Ash Fork's 77.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 349 counted buildings into the percentiles shown above for Ash Fork. For more on what indirect exposure implies beyond Ash Fork, see the exposure-zones guide.