Arvada, WY
Arvada wildfire risk explained
USFS's Wildfire Risk to Communities model puts Arvada at the 91st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 57 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Arvada's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Arvada's building exposure, zone by zone
57 buildings are counted in Arvada, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Arvada against the rest of the country
Arvada scores 91st nationally and 93rd within Wyoming — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Arvada ranks 2,978 for wildfire risk (1 is highest) and 30,755 by building count (1 is largest). Within Wyoming alone, it ranks 14 of 192 places by risk. See the full county-by-county picture for Wyoming on its state page.
Arvada and the insurance market
At the 91st percentile nationally, Arvada carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Arvada (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Arvada's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Arvada, see the exposure-zones guide.