Arthur, IL
How exposed is Arthur to wildfire?
Arthur sits at the 1st percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,313 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Arthur's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 98.2% of Arthur's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 1.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Arthur ranks
Arthur scores 1st nationally and 12th within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Arthur ranks 31,064 for wildfire risk (1 is highest) and 10,004 by building count (1 is largest). Within Illinois alone, it ranks 1,272 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Arthur
Arthur's low wildfire rating (1st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Arthur
Even with 98.2% of Arthur outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Arthur's figures come from
Every one of the two percentiles behind Arthur's 31,064-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Arthur's dominant minimal exposure actually means, with real examples from across the dataset.