Arroyo Seco, NM
Arroyo Seco, NM's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Arroyo Seco lands at the 88th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,672 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Arroyo Seco at the 79th percentile, close to its 88th-percentile risk score.
Where Arroyo Seco's buildings actually sit
USFS classifies 94.4% of Arroyo Seco's buildings as Direct exposure, higher than its 5.6% Indirect share and far above its 0% Minimal share — a profile where 1,578 structures sit close enough to vegetation that lot clearing matters most.
How Arroyo Seco compares
Inside New Mexico, Arroyo Seco sits at just the 70th percentile even though it scores 88th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Arroyo Seco ranks 3,816 for wildfire risk (1 is highest) and 8,513 by building count (1 is largest). Within New Mexico alone, it ranks 150 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
At the 88th percentile nationally, Arroyo Seco carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Arroyo Seco
Arroyo Seco's 94.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Arroyo Seco's figures come from
Every one of the two percentiles behind Arroyo Seco's 3,816-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Arroyo Seco's dominant direct exposure actually means, with real examples from across the dataset.