Arroyo Hondo (Taos), NM
How exposed is Arroyo Hondo (Taos) to wildfire?
Arroyo Hondo (Taos) sits at the 69th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 375 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Arroyo Hondo (Taos) at the 61st national percentile — 8 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
375 buildings are counted in Arroyo Hondo (Taos), and 92.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Arroyo Hondo (Taos) ranks
Inside New Mexico, Arroyo Hondo (Taos) sits at just the 40th percentile even though it scores 69th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Arroyo Hondo (Taos) ranks 9,932 for wildfire risk (1 is highest) and 19,765 by building count (1 is largest). Within New Mexico alone, it ranks 299 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
At the 69th percentile nationally, Arroyo Hondo (Taos) carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Arroyo Hondo (Taos) (92.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Arroyo Hondo (Taos)'s 9,932-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Arroyo Hondo (Taos), see the exposure-zones guide.