Arrow Point, MO
Arrow Point, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Arrow Point lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 91 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Arrow Point's burn probability — fire likelihood with no building count factored in — sits at the 74th percentile nationally.
Arrow Point's building exposure, zone by zone
Of Arrow Point's 91 counted buildings, 79.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Arrow Point against the rest of the country
Arrow Point's risk sits at a similar level relative to Missouri (83rd percentile statewide) as it does nationally (71st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Arrow Point ranks 9,300 for wildfire risk (1 is highest) and 29,449 by building count (1 is largest). Within Missouri alone, it ranks 182 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 71st percentile nationally, Arrow Point carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Arrow Point
Arrow Point's 79.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Arrow Point's 9,300-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Arrow Point, see the exposure-zones guide.