Arnoldsville, GA
How exposed is Arnoldsville to wildfire?
USFS scores Arnoldsville at the 67th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 253 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Arnoldsville at the 71st percentile, close to its 67th-percentile risk score.
What "at risk" means for the buildings here
253 buildings are counted in Arnoldsville, and 90.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Arnoldsville against the rest of the country
Arnoldsville's risk sits at a similar level relative to Georgia (55th percentile statewide) as it does nationally (67th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Arnoldsville ranks 10,267 for wildfire risk (1 is highest) and 23,039 by building count (1 is largest). Within Georgia alone, it ranks 299 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Arnoldsville's high rating (67th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 90.9% of Arnoldsville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 253 counted buildings into the percentiles shown above for Arnoldsville. For more on what direct exposure implies beyond Arnoldsville, see the exposure-zones guide.