Arnolds Park, IA
Arnolds Park, IA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Arnolds Park lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,366 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Arnolds Park at the 62nd percentile, close to its 67th-percentile risk score.
Where Arnolds Park's buildings actually sit
Arnolds Park rates 76.4% Minimal exposure against just 23.6% Direct and 0% Indirect — of 1,366 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Arnolds Park against the rest of the country
Arnolds Park's 90th-percentile standing inside Iowa outpaces its 67th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Arnolds Park ranks 10,554 for wildfire risk (1 is highest) and 9,760 by building count (1 is largest). Within Iowa alone, it ranks 99 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Arnolds Park
Arnolds Park's 67th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Arnolds Park
Even with 76.4% of Arnolds Park outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Arnolds Park's 10,554-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Arnolds Park, see the exposure-zones guide.