Arnold, NE
Arnold, NE's wildfire risk, in USFS's own numbers
USFS scores Arnold at the 70th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 557 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Arnold at the 62nd percentile, close to its 70th-percentile risk score.
Where Arnold's buildings actually sit
Indirect exposure is dominant in Arnold (93.4% of 557 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 6.6% sit in the Direct zone.
How Arnold compares
Arnold's risk sits at a similar level relative to Nebraska (67th percentile statewide) as it does nationally (70th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Arnold ranks 9,617 for wildfire risk (1 is highest) and 16,459 by building count (1 is largest). Within Nebraska alone, it ranks 190 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 70th percentile nationally, Arnold carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Arnold
Arnold's 93.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Arnold's 9,617-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Arnold, see the exposure-zones guide.