Arnett, OK
How exposed is Arnett to wildfire?
Arnett's 507 buildings earn a 89th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Arnett at the 89th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 12.2% of Arnett's 507 buildings carry Direct exposure and 0% carry Indirect; the remaining 87.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Arnett ranks
Arnett ranks lower within Oklahoma (43rd percentile statewide) than its 89th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Arnett ranks 3,473 for wildfire risk (1 is highest) and 17,227 by building count (1 is largest). Within Oklahoma alone, it ranks 470 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Arnett and the insurance market
Arnett's 89th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Arnett
Arnett's 87.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Arnett's 89th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Arnett, see the exposure-zones guide.