Armonk, NY
How exposed is Armonk to wildfire?
USFS scores Armonk at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 2,004 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Armonk at the 39th percentile, close to its 41st-percentile risk score.
Where Armonk's buildings actually sit
USFS classifies 67% of Armonk's buildings as Direct exposure, higher than its 25.7% Indirect share and far above its 7.4% Minimal share — a profile where 1,342 structures sit close enough to vegetation that lot clearing matters most.
Where Armonk ranks
Compare Armonk's two percentiles: 86th within New York, only 41st nationally — a gap of 45 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Armonk ranks 18,592 for wildfire risk (1 is highest) and 7,466 by building count (1 is largest). Within New York alone, it ranks 182 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Armonk
Armonk's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Armonk
Because Direct exposure dominates in Armonk (67%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,004 counted buildings into the percentiles shown above for Armonk. For more on what direct exposure implies beyond Armonk, see the exposure-zones guide.