Arma, KS
Arma, KS's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Arma at the 63rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,076 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Arma at the 64th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Arma's building exposure, zone by zone
Arma rates 73.4% Minimal exposure against just 26.6% Direct and 0% Indirect — of 1,076 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Arma compares
Arma's risk sits at a similar level relative to Kansas (57th percentile statewide) as it does nationally (63rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Arma ranks 11,596 for wildfire risk (1 is highest) and 11,419 by building count (1 is largest). Within Kansas alone, it ranks 309 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in Arma
Arma's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Arma's 73.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Arma's figures come from
Every one of the two percentiles behind Arma's 11,596-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Arma's dominant minimal exposure actually means, with real examples from across the dataset.