Arlington, AZ
How exposed is Arlington to wildfire?
USFS scores Arlington at the 69th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 250 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Arlington's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Arlington: 98.8% of its 250 buildings, versus 1.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Arlington against the rest of the country
Arlington's 69th national percentile looks worse in isolation than its 33rd ranking inside Arizona does — this place is on the milder end for its own state, by 36 points. Among the 31,521 US communities USFS scores, Arlington ranks 9,727 for wildfire risk (1 is highest) and 23,126 by building count (1 is largest). Within Arizona alone, it ranks 297 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Arlington's high rating (69th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Arlington (98.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 250 counted buildings into the percentiles shown above for Arlington. For more on what direct exposure implies beyond Arlington, see the exposure-zones guide.