Arispe, IA
How exposed is Arispe to wildfire?
USFS's Wildfire Risk to Communities model puts Arispe at the 62nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 117 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Arispe at the 63rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 41.9% of Arispe's 117 buildings in the Indirect exposure zone, versus 33.3% Direct and 24.8% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Arispe ranks
Within Iowa, Arispe ranks higher (85th percentile) than it does nationally (62nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Arispe ranks 12,034 for wildfire risk (1 is highest) and 28,300 by building count (1 is largest). Within Iowa alone, it ranks 146 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Arispe's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Arispe's 41.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Arispe's 12,034-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Arispe, see the exposure-zones guide.